Texas Commercial Insurance Coverage

Commercial Insurance

Commercial Insurance

Texas Commercial Insurance Options

Are you a business owner wondering what to do about your insurance needs? Look no further because, in Texas, Harvest Insurance Group has the answers to all of your questions.

They offer various and comprehensive types of insurance coverage including, but not limited to, general liability, commercial property insurance, group health insurance, and workers’ compensation.

As a business owner in the state of Texas, it is important to know what type of insurance you are required by law to carry. The type and profession of your business will dictate the type of insurance you are required to have. For example, if you have vehicles that are used for business purposes, you should have commercial auto insurance.

Texas does not require you to have workers’ compensation. However, businesses are required to pay for their employee's occupational injuries. Those out of pockets costs can become quite expensive. These costs can include but aren’t limited to:

  • A slip and fall while at work
  • An injury caused by equipment at work
  • Sickness as a result of exposure to environmental hazards while at work
  • Repetitive motion injuries sustained from work

Other types of insurance are entirely optional for you as a business owner but have items you should consider. Keep in mind, the state of Texas allows as much as two years to go by before someone can sue a business for things such as injury at the place of business or slander. Some insurance coverages can help with the cost of a lawsuit. Those are general liability insurance, professional liability insurance, and commercial property insurance.

It is essential to understand all of your insurance options fully. To learn more about the various types of insurance and how they can best serve your business, visit or call Harvest Insurance Group today and speak to a qualified insurance agent today.

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