Harvest Insurance Group is an independent insurance agency located in Texas. The agency provides a comprehensive and cost-effective approach which takes advantage of the latest technology offering their clients online access to insurance information, documentation, and communication tools. The Harvest Insurance Group offers Texas residence motorcycle insurance among many other lines of insurance coverage.
Almost all states require some form of motorcycle insurance or safety, but each state you cross through will have their laws for safety equipment requirements.
Texas motorcycle laws can be found in the “Texas Department of Safety Motorcycle Operator’s Manual,” which was written by the Motorcycle Safety Unit.
According to Texas Law:
You must know the motorcycle laws in each state you operate your motorcycle. Lane splitting is somewhat controversial because it permits a motorcycle to drive between two vehicles. Lane splitting naturally is dangerous and may lead to road rage.
Texas requires the minimum insurance coverage of $60,000 for physical injury, $25,000 for property damage, $30,000 for personal injury protection (PIP).
Types of Coverage Available
As stated, the law requires minimum liability coverage. But both comprehensive and collision insurance should be seriously considered because Texas is a "fault" insurance state which means that if you are found at fault, you would be responsible for paying for any personal injury and medical expenses including physical damages to the other person's motorcycle or car. The liability coverage will not cover damages to your bike from an accident or incident.
For all your insurance needs, especially for motorcycle coverage, please visit or call the Harvest Insurance Group!